Terms of Use
Effective 2026-01-01.
1. Use of the tools
The tools on Utilgrove are provided free of charge for personal and commercial use. You may use the results however you like. You may not copy, scrape or redistribute the site's code or content without permission, or attempt to disrupt the service.
2. No professional advice
Calculators and converters on this site are for general information only. Financial tools use standard formulas but cannot account for every fee, tax rule or lender policy; health tools use population-level formulas that don't replace a medical assessment. Always confirm important figures with a qualified professional, lender or official source before acting on them.
3. Accuracy
We test every tool and correct errors promptly when reported, but we make no warranty that results are error-free. Use of the site is at your own risk.
4. Limitation of liability
To the fullest extent permitted by law, Utilgrove is not liable for any loss or damage arising from use of, or reliance on, the tools or content on this site.
5. Third-party services
Advertising and analytics on the site are provided by third parties whose own terms and privacy policies apply. See our Privacy Policy.
6. Changes
We may update these terms from time to time. Continued use of the site after a change means you accept the updated terms.
Questions? Contact us.