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Utilgrove

Finance tools

Loans, mortgages, interest and pay.

Mortgage Calculator

Estimate your monthly mortgage payment with taxes, insurance, PMI and HOA, see the full amortization schedule, and find out how much extra payments save.

Loan Calculator

Work out the monthly payment, total interest and payoff date for any personal, student or business loan, and see how extra payments shorten it.

Paycheck Calculator — Take-Home Pay 2026

Estimate your take-home pay after federal, state and FICA taxes for any US state, salary or hourly, with 2026 tax brackets and pre-tax deductions.

Auto Loan Calculator

Estimate your monthly car payment including sales tax, trade-in, down payment and fees, and compare 36- to 84-month terms side by side.

Compound Interest Calculator

See how savings or investments grow with compound interest and regular contributions, with a year-by-year chart and APY.

Salary to Hourly Calculator

Convert an hourly wage to annual salary or a salary to hourly pay, with weekly, bi-weekly and monthly breakdowns for any schedule.

Percentage Calculator

Find what percent one number is of another, calculate X% of a number, percentage increase or decrease, and the price after a discount.

Free Invoice Generator

Create a professional PDF invoice in a minute — line items, tax, discounts, any currency. No account, no watermark, and your data stays in your browser.